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UK Mortgages Guide

Flexible mortgages

Flexible mortgages | Core feature | Other features | Current account mortgages |
One Account | Offset mortgages | Flexible buy to let | Is a flexible mortgage right for me?

The One Account

The One account has been a market leader in the flexible mortgage market since it took the market by storm several years ago.

The One account puts all your money in one place - from your mortgage and loans to your savings and current account - saving you thousands of pounds and giving you the flexibility to live your life differently

The One account puts all your finances in one place, making the most of your money and giving you the flexibility to live your life differently. It's been proven that eight out of ten people* would be better off with a One account.

This is because:

• You pay a single low interest rate on everything you borrow – your mortgage, loans and credit cards

• You get a great return on your savings and the money that normally sits idle in your current account - with no tax to pay.

• You get complete flexibility on how much you pay on your mortgage each month.

• You always have complete access to all your money.

• You manage your money in the way that suits you – by telephone, internet or in the bank branch.

• You can use the account to plan your future - tell Virgin what you want to get out of life and they'll help you get there.

• You can see your money how you want - look at one balance or break it down so you can see your mortgage, loans, savings and current account money as individual balances.

With the One account you get the best of both worlds - the flexibility and value that comes with putting your money in one place and the security of being able to see and manage your finances any way you like.

Click here for more information on The One Account.



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