Company information
Frequently Asked Questions
The following questions are often asked and we hope that
the answers given will provide you with the information
that you need to decide upon your loan or mortgage application.
However, we fully realise that everybody's circumstances
are different and that you may have a question that is not
listed. This is why, unlike many online organisations, we
actively encourage you to pick up the phone and call a qualified
adviser. They are there to help you reach the right decision
and will try hard to answer your every query. They really
do know their stuff and have helped thousands to find their
mortgage. The service that they provide is both impartial
and free to you and carries no obligation on your behalf.
Do you select products from just a few lenders or from
every lender?
A team of mortgage product specialists, constantly monitors
every UK lender's mortgage products, to update the specially
devised database that enables you to search, real-time,
for the mortgage that is right for you. This exclusive database
is updated daily, with all the products currently available
in the UK from some 120 lenders. Click the link to see a
list of lenders.
Can I get information about mortgage products not listed
on the web site?
Yes. Fill in our contact form and a mortgage adviser will
be able to help you find the best mortgage product to suit
your specific requirements.
How do I apply for a mortgage?
You can either apply for a mortage online, or leave your
details for an adviser.
Is there any home owner loan or mortgage insurance available?
Mortgages and loans are major financial commitments and
to help provide you with peace of mind, it is strongly recommended
that you take advantage of the Accident, Sickness and Unemployment
insurance plans available with mortgages and loans. Currently,
with (first) mortgages sourced through On The Move Ltd,
our strategic partner will provide, free, six months Accident,
Sickness and Unemployment (ASU) insurance.
How much will it cost me to apply for a mortgage from
A-Mortgages-Website.co.uk?
The information provided by this service is available
entirely free of charge. When you apply for a mortgage,
you should expect charges for things such as application
fees, valuation reports and so on required by the Lender,
which, typically, will be common to any mortgage application.
These costs will be made very clear to you before you make
any commitment for a loan.
Can I get a written quotation?
Yes. When you leave your details with a professional mortgage
adviser, arrangements will be made to send you a full quotation
which fully complies with the requirements of the Code of
Mortgage Lending Practice.
Are the A-Mortgages-Website.co.uk strategic partners
for mortgages and loans a recognised mortgage company?
Yes. A-Mortgages-Website.co.uk is registered with the Mortgage
Code Compliance Board and fully support the Council of Mortgage
Lenders Code of Mortgage Lending Practice. We are also registered
with the Finance Industry Standards Association (FISA) and
fully support the FISA Code of Conduct and strictly adhere
to it.
If my mortgage requirements are non standard, can you
help?
In most cases. Almost the full spectrum of mortgage products
are accessed by this service, including loans for the self-employed,
borrowers with County Court Judgements (CCJ's) or an impaired
credit record, first time buyers, council tenants purchasing
property under the Right to Buy scheme and individuals buying
property as an investment. Second charge mortgages and personal
loans can also be arranged.
Where can I find further information about On The Move
Ltd?
For further information on On The Move Ltd, click Other
information on the right navigation bar. Alternatively e-mail
us at info@a-website.co.uk
and we will send you further information or answer any specific
queries you may have.
WRITTEN QUOTATION AVAILABLE ON REQUEST. LOANS SUBJECT TO
STATUS. YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS
ON A MORTGAGE OR OTHER LOAN SECURED ON IT. Please
see important credit information. Copyright © All rights
reserved.
