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A Mortgages Website
Company information
Important Credit Information
Loans are subject to status and are not available to
under 18's or to non-UK residents.
On The Move Ltd is limited company registered in England
no. 3871784
Registered with the Office Of Fair Trading - Consumer Credit
Licence (CCL) No: 516350
Registered for Data Protection - Registration number Z4966058
Registered office: 49 Kinburn Street London SE16 6DW
Mortgages
A mortgage on your home is required and some lenders may
require insurance.
Representative examples
|
Type
|
Initial
rate
|
Standard
variable
rate at start
|
APR
|
Monthly payments
|
|
Variable rate
|
5.75%
|
5.75%
|
7.7%
|
300 at £287.50
|
| |
|
Application /
administration
fee
|
Total
amount
payable
|
Early repayment charge
|
| |
|
Nil
|
£146,884.00
|
3 months interest at the variable
rate during first year
|
|
|
Type
|
Initial
rate
|
Standard
variable
rate at start
|
APR
|
Monthly payments
|
|
Fixed rate
|
5.39%
|
5.00%
(bank base rate plus 1.00%)
|
5.6%
|
59 at £426.71 followed by
241 at £395.83
|
| |
|
Application /
administration
fee
|
Total
amount
payable
|
Early repayment charge
|
| |
|
£399.00
|
£218,153.92
|
7% of the amount redeemed until
28th Feb 2003, 6% until 28th Feb 2005 and 5%
until 28th Feb 2007, plus £100 administration
fee
|
|
|
Type
|
Initial
rate
|
Standard
variable
rate at start
|
APR
|
Monthly payments
|
|
Discounted rate
for 1 year
|
4.80%
|
5.80%
|
6.0%
|
12 at £240.00 followed by
288 at £290.00
|
| |
|
Application /
administration
fee
|
Total
amount
payable
|
Early repayment charge
|
| |
|
£300.00
|
£147,220.00
|
Repayment of the discount received
during first 2 years
|
|
|
Type
|
Initial
rate
|
Standard
variable
rate at start
|
APR
|
Monthly
payments
|
|
Tracker
Bank base rate, currently 4.00%, plus 1.00%
until 2nd Sep 2008
|
5.00%
|
5.95%
|
5.6%
|
80 at £250.00 followed by
220 at £297.50
|
| |
|
Application /
administration
fee
|
Total
amount
payable
|
Early repayment charge
|
| |
|
Nil
|
£146,130.70
|
Nil
|
|
|
Type
of mortgage
|
Initial
rate
|
Standard
variable
rate at start
|
APR
|
Monthly
payments
|
|
Capped rate
until 1st Nov 2004
|
5.99%
|
5.75%
|
6.7%
|
33 at £299.50 followed by
267 at £287.50
|
| |
|
Application /
administration
fee
|
Total
amount
payable
|
Early repayment charge
|
| |
|
£295.00
|
£147,555.00
|
Nil
|
|
Representative examples assume the following:
-
A mortgage loan of £60,000 to
purchase a property valued at £100,000 over 25 years (300
monthly payments). Rates are variable except for any period
during which a fixed rate applies.
-
Estimated legal fees (including
Land Registry fees) of £250 and sealing fee of £75.
-
For fixed, capped and discounted
rate mortgages, it is assumed that the fixed / capped
/ discounted rate applies for the period of the fix /
cap / discount, and that the rate then reverts to the
standard variable rate applying at the commencement of
the mortgage. In fact, the standard variable rate is likely
to have changed by the end of the fixed/capped/discounted
rate period.
Home owner loans
The following information is intended to give you an idea
of how much it would cost you to borrow the amount you require*.
Look down the left to find the amount you want to borrow then
look along the top to see the length of time you wish to repay
the loan over. Your monthly repayments are in the box that
intersects your chosen row and column. But please remember
this is only a guide. You can call our experienced advisers
at any time for assistance.
|
|
APR
|
Borrow
|
60
months
|
90
months
|
120
months
|
180
months
|
240
months
|
300
months
|
|
|
|
7.9%
|
£50,000
|
1006.00
|
732.26
|
598.00
|
468.50
|
408.00
|
375.00
|
|
£45,000
|
905.40
|
659.03
|
538.20
|
421.65
|
367.20
|
337.50
|
|
£40,000
|
804.80
|
585.81
|
478.40
|
374.80
|
326.40
|
300.00
|
|
£35,000
|
704.20
|
512.58
|
418.60
|
327.95
|
285.60
|
262.50
|
|
9.7%
|
£30,000
|
627.65
|
464.79
|
385.50
|
310.31
|
276.43
|
258.70
|
|
£25,000
|
523.05
|
387.32
|
321.25
|
258.59
|
230.36
|
215.58
|
|
£20,000
|
418.44
|
309.86
|
257.00
|
206.87
|
184.29
|
172.46
|
|
11.4%
|
£17,000
|
368.64
|
277.17
|
233.06
|
191.98
|
174.13
|
165.20
|
|
£15,000
|
325.27
|
244.56
|
205.64
|
169.40
|
153.65
|
145.76
|
|
£12,000
|
260.22
|
195.65
|
164.51
|
135.52
|
122.92
|
116.61
|
|
£10,000
|
216.85
|
163.04
|
137.09
|
112.93
|
102.43
|
97.17
|
|
12.9%
|
£9,000
|
201.24
|
153.24
|
130.31
|
109.34
|
100.53
|
96.31
|
|
£8,500
|
190.06
|
144.73
|
123.07
|
103.26
|
94.95
|
90.96
|
|
£8,000
|
178.88
|
136.22
|
115.83
|
97.19
|
89.36
|
85.61
|
|
£7,500
|
167.70
|
127.70
|
108.59
|
91.12
|
83.78
|
80.26
|
|
£7,000
|
156.52
|
119.19
|
101.35
|
85.04
|
78.19
|
74.91
|
|
£6,500
|
145.34
|
110.67
|
94.11
|
78.97
|
72.61
|
69.56
|
|
£6,000
|
134.16
|
102.16
|
86.88
|
72.89
|
67.02
|
64.21
|
|
£5,000
|
111.80
|
85.13
|
72.40
|
60.74
|
55.85
|
53.51
|
* These illustrations are based upon assumed APR's,which
may not necessarily be applicable at the time of applying
for a loan.
Typical example: A loan of £10,000 over 60 months = £216.85
per month. Total amount payable £13,011. APR 11.4%
variable.
All loans subject to the lender's underwriting criteria
and applicant's status.
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