Mortgage Calculators
There are a number of generic calculators on this site
that are designed to help you assess how much you can or
should borrow, as well as to compare and choose between
different mortgage products.
None of these calculators are linked to any database
of mortgage products - if you wish to get a quote for actual
mortgage products, please
click here.
1. How much can I borrow?
Use this calculator to work out approximately how much you
will be able to borrow according to different lending criteria.
2. How much can I afford?
Use this calculator to work out how much income you have
left at the end of each month to spend on your mortgage
repayments. You can be as comprehensive or as rough as you
wish.
3. Repayment calculator
This calculator takes a loan amount and calculates the
monthly repayments over a set term or the whole life of
the mortgage. It also allows you to caculate the overall
APR for the loan and the Internal Rate of Return for the
assumed life of the mortgage.
4. Compare two mortgages
It is not usually easy to accurately compare mortgages
that have different interest rates, introductory offers,
application fees, cashback amounts and other such intricacies.
However, if you have all of the details regarding two mortgage
schemes, this calculator does all of the maths for you.
Simply fill in all of the required fields below and this
calculator will work out the internal rate of return of
the two schemes, as well as the APR.
